Pub. 1 2012-2013 Issue 1

CONTENTS: 4 President’s Message • 6 Greetings! • 7 Annual Convention Sponsors List• 8 A Lien Exchanged Without Receiving Reasonably Equivalent Value Is Void As a Fraudulent Transfer • 12 Banking Issues In Brief... • 14 Banker News • 16 When Will Rates Ever Rise? Recent FOMC statements may give us a clue • 18 The Personal Teller Machine as a New Tool for Extending Your Branch Footprint CONTENTS: • 4 President’s Message • 6 Greetings! • 6 Annual Convention Sponsors List • 6 Upcoming Events • 7 MVB Bank to Open New Branch in Downtown Clarksburg’s Historic District • 8 A Lien Exchanged Without Receiving Reasonably Equivalent Value Is Void As a Fraudulent Transfer • 12 Banking Issue I Brief... • 14 Bank Memb r News • 16 When Will Rates Ever R se? Recent FOMC statemen s may give us a clue • 18 The Personal Teller Machine as a New Tool for Extending Your Branch Footprint OF F I C I A L PUB L I CA T I ON OF THE COMMUN I T Y B ANK E R S OF WE S T V I RG I N I A    S UMME R I S S UE 2 0 1 2

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