Pub. 1 2012-2013 Issue 4

Contents: •4 What an Exciting Time for Community Bankers of West Virginia! / Looking for Leaders •6 The “B“ Word BABS & Sequestration •7 An Interview with Bill Loving •8 Three Keys to Understanding Your Role •9 CBWV 1st Banker Day at Capitol/ Washington Policy Summit •10 Client Alert: West Virginia Supreme Court •13 The Benefits of Promoting Export Lending Programs / FHLBank Pittsburgh is Reopening Doors •16 Motivating Without Money •18 All Good Things Must End / SHAZAM BOLT$ Mobile App hits Stride •20 By the Numbers: FASB’s Proposed Credit Impairment Model •22 Bank Member News •26 Delegate might run for U.S. House Of f i c i a l Pub l i ca t i on of The Commun i t y B ank e r s of We s t V i rg i n i a     S P R I NG i s s ue 2 0 1 3