Pub. 4 2015-2016 Issue 3

OF F I C I A L PUB L I CA T I ON OF THE COMMUN I T Y B ANK E R S OF WE S T V I RG I N I A  WI NT E R 2 0 1 6 CONTENTS: • 4 New Year’s Resolutions • 6 Fine Points: Influence and Action • 7 Best Practices—Regulators New Catch- All • 7 Records Management Best Practices • 8 Keep the Cash Flowing—Techniques to Create Adequate Liquidity • 9 Unsolicited Takeovers–Distraction or Directive? • 10 Client Alert: Big Changes Coming to Overtime Exemption: Will You Be Prepared? •12 Five Steps to Passing Your Next Regulatory IT Exam • 16 Are You Evaluating This Bank Staffer for Accountability? • 17 Fourth Circuit Has Mostly Good News for Mortgage Lenders on Claims for Unconscionable Loans • 18 By the Numbers: Is De-Risking Re-Risking? • 20 Feature Member Bank • 22 Feature Associate Members • 24 Bank Member News • 25 Associate Member News • 26 Upcoming Webinars

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