Pub. 7 2018-2019 Issue 4

O F F I C I A L P U B L I C A T I O N O F T H E C O M M U N I T Y B A N K E R S O F W E S T V I R G I N I A QUARTER 2 CONTENTS: •4 Flourish •5 What Can We Do to Help Prevent Cyber Threats? •6 Greetings! •7 Will Opportunity Zone Investments Provide a New Path to CRA Credit? •8 From the Top •9 Managing Your Credit Risk •10 What Can We Learn From Regulators’ Annual Reports? •14 Travelers •15 Innovation Station •16 Short and Sweet: Cash-Management Instruments Have Relative Value Today •17 Employment Separation Agreements: Parting is such a sweet sorrow… but it doesn’t have to be. •18 What if You Don’t “Like” an Employee’s Social Media Content? •20 Cyber Events/Threats Continue to Rise: What Can (Should) Financial Institutions Do •22 HowThis DeNovo BankDoes ITRight •24 BankMemberNews •26 2019Webinar Schedule July through September Cyber Events/Threats Continue to Rise